* Customers must meet the Company's eligibility criteria to avail of loan services. These criteria include but are not limited to age, income, creditworthiness, and legal status.
Loan Application*Customers must complete a loan application form accurately and provide all required documents as per the Company's guidelines.
*The Company reserves the right to reject any loan application at its discretion without providing reasons.
Loan approval is subject to the Company's internal policies and procedures.
* The Company may disburse the loan amount directly to the Customer's bank account or through any other approved method.
* Customers must repay the loan amount along with applicable interest and fees as per the agreed terms and schedule.
* The Company's interest rates and fees are determined based on various factors, including but not limited to the loan amount, tenure, and Customer's credit profile.
* Customers are responsible for understanding and agreeing to the interest rates, fees, and other charges associated with the loan before signing the loan agreement.
* Customers must repay the loan amount in accordance with the repayment schedule specified in the loan agreement.
* Failure to repay the loan on time may result in penalties, additional charges, and adverse impact on the Customer's credit score.
* Customers may have the option to prepay the loan amount partially or in full, subject to the Company's prepayment policies and charges.
DefaultIf a Customer defaults on loan repayment, the Company may take legal action, initiate debt recovery proceedings, and report the default to credit bureaus.
Privacy and ConfidentialityThe Company respects Customer privacy and handles personal and financial information in accordance with applicable laws and its privacy policy.
